Obermatt
See Similar Stocks →

TWFG

NSQ:TWFG · US87318A1016
InsuranceSmall

360

46
EV / EBIT47
Price / Owner Earnings10
Cash yield1
Price/Sales64
EV / Gross Profit93
Price/Book5
Returns on capital45
Profit margins70
Cash Conversion91
Accruals9
Owner Earnings Margin72
Sales growth82
Profit Growth17
Long-Term EPS Growth72
Owner Earnings Growth89
Reinvestment74
Price momentum15
Debt load91
Debt serviceability70
Liquidity100
Analyst ratings63
Opinion Changes50
Price Target Upside28
Market mood83
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

TWFG generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2024
Employees483
Websitetwfg.com
ISINUS87318A1016
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
Employee BenefitsInsurtech

Description

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance in the United States. The company operates as a subsidiary of Bunch Family Holdings, LLC. The company’s offerings are fulsome and flexible in that it offe…

Analysis

Beloved champion

TWFG, Inc. is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is attractive. You pay 9.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
73
2026

All-time high

73

Jun 2026

All-time low

60

Mar 2026

Average rank

67

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
64
—
—
—
Price/Earnings
91
—
—
—
Price/Book
5
—
—
—
Dividend Yield
1
—
—
—
Value (overall)
25
—
—
—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare TWFG with its peers
IFC
TOR:IFC
38
CountryCanada
IndustryInsurance
SizeLarge
Full Stock Analysis →
American Coastal Insurance
NAQ:ACIC
71
CountryUSA
IndustryInsurance
SizeSmall
Full Stock Analysis →
MGIC
NYQ:MTG
23
CountryUSA
IndustryInsurance
SizeMedium
Full Stock Analysis →
Allstate
NYQ:ALL
82
CountryUSA
IndustryInsurance
SizeLarge
Full Stock Analysis →
EverQuote
NMQ:EVER
94
CountryUSA
IndustryInteractive Media & Services
SizeMedium
Full Stock Analysis →
Manulife Financial
TOR:MFC
23
CountryCanada
IndustryInsurance
SizeLarge
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →