Flags

Financial distress

SunCar Technology

NAQ:SDA · KYG857271087

Diversified Consumer ServicesSmall

360

Value53

Profit price32

EV / EBIT61

Price / Owner Earnings3

Cash yield36

Owner Earnings Yield70

Dividend Yield1

Sales & asset price71

Price/Sales97

EV / Gross Profit51

Price/Book64

Quality51

Returns on capital66

Return on Capital65

Cash Return on Capital67

Return on Equity66

Profit margins39

EBIT Margin45

Gross Profitability32

Cash backing45

Accruals21

Owner Earnings Margin68

Growth59

Sales growth86

Profit growth6

Reinvestment100

Price momentum14

Safety46

Debt load36

Debt serviceability57

Refinancing100

Debt Payback13

Liquidity42

Sentiment46

Analyst ratings100

Expectations trend50

Market mood9

Value Creation14/20strong value creator

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

SunCar Technology generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA

IndustryDiversified Consumer Services

SizeSmall

TypePublic Company

ExchangeNASDAQCM

Websitesuncartech.com

ISINKYG857271087

Last UpdateApr 2, 2026

Indices

NASDAQ (USA)

Themes

Process AutomationElectric VehiclePaaSSoftware DevelopmentCloud ManagementInsurtechCloud InfrastructureArtificial IntelligenceAuto InsuranceAutomotiveRetail

Description

SunCar Technology Group Inc., through its subsidiaries, provides cloud and mobile app-based auto eInsurance services, technology services, and auto services in China. Auto eInsurance business: The company facilitates the sale of auto insurance produ…

Analysis

Middle-of-the-road

SunCar Technology Group Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is expensive. The owner-earnings multiple stands at 62.6×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 14/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250

2026

All-time high

Jun 2026

All-time low

Mar 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →