Obermatt

Flags

Financial distress

RedCloud Holdings

NAQ:RCT · GB00BMCD0001
DistributorsX-Small

360

20
EV / EBIT8
Price / Owner Earnings60
Owner Earnings Yield1
Dividend Yield1
Price/Sales95
EV / Gross Profit35
Price/Book92
Return on Capital1
Cash Return on Capital1
EBIT Margin1
Gross Profitability100
Accruals97
Owner Earnings Margin4
Sales growth93
Profit growth26
Reinvestment37
Price momentum5
Debt load3
Refinancing10
Debt Payback1
Liquidity22
Analyst ratings100
Expectations trend50
Market mood1
Value Creation8/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

RedCloud Holdings clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUK
IndustryDistributors
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded2024
Employees361
ISINGB00BMCD0001
Last UpdateApr 2, 2026
Themes
Artificial IntelligenceB2BEmerging MarketsFinancial ServicesFinTechLendingMarketplaceMicro LendingMobile PaymentsSupply Chain Management

Description

RedCloud Holdings plc (‘RedCloud’), together with its subsidiaries, operates a cloud-based, business-to-business open commerce platform, RED101. The company’s platform facilitates digital commerce in Nigeria, South Africa, Brazil, Peru, and Argentin…

Analysis

Hope premium

RedCloud Holdings plc is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

Valuation data is not available for this company.

Growth is moderate; the safety picture is stretched. The company scores 8/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
11
2026

All-time high

11

Jun 2026

All-time low

8

Mar 2026

Average rank

10

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
95
Price/Earnings
54
Price/Book
92
Dividend Yield
1
Value (overall)
76

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →