Obermatt

Kingstone Companies

NAQ:KINS · US4967191051
InsuranceSmall

360

94
Medium confidence — indicative
EV / EBIT75
Price / Owner Earnings71
Owner Earnings Yield52
Dividend Yield1
Price/Sales90
EV / Gross Profit46
Price/Book57
Returns on capital94
Profit margins66
Cash Conversion70
Accruals7
Owner Earnings Margin75
Sales growth58
Profit Growth50
Long-Term EPS Growth44
Owner Earnings Growth45
Reinvestment67
Price momentum50
Debt load84
Debt serviceability6
Liquidity94
Analyst ratings100
Opinion Changes50
Price Target Upside78
Market mood27
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Kingstone Companies generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Founded1961
Employees3
ISINUS4967191051
Last UpdateApr 2, 2026
Themes
InsuranceProperty Insurance

Description

Kingstone Companies, Inc. offers property and casualty insurance products through the company’s wholly-owned subsidiary, Kingstone Insurance Company (‘KICO’). KICO is a New York domiciled carrier writing business through retail and wholesale agents…

Analysis

Quality compounder

Kingstone Companies, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 7.4×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 18/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
85
2026

All-time high

92

Mar 2026

All-time low

85

Jun 2026

Average rank

89

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
90
Price/Earnings
61
Price/Book
57
Dividend Yield
1
Value (overall)
68

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →