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Definity Financial

TOR:DFY · CA24477T1003
InsuranceMedium

360

14
EV / EBIT1
Price / Owner Earnings7
Owner Earnings Yield96
Dividend Yield53
Price/Sales51
EV / Gross Profit40
Price/Book30
Returns on capital16
Profit margins29
Cash Conversion34
Accruals1
Owner Earnings Margin14
Sales growth88
Profit Growth51
Long-Term EPS Growth38
Owner Earnings Growth22
Reinvestment92
Price momentum47
Debt load21
Debt serviceability38
Liquidity51
Analyst ratings40
Opinion Changes50
Price Target Upside55
Market mood89
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Definity Financial generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryCanada
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeTSX
Founded2021
Employees2,285
Websitedefinityfinancial.com
ISINCA24477T1003
Last UpdateApr 2, 2026
Indices
TSX Composite (Canada)
Themes
Commercial InsuranceInsurance

Description

Definity Financial Corporation operates within the property and casualty insurance sector, offering a wide range of insurance products and services primarily aimed at individuals and businesses across Canada. Business Segments The company strategic…

Analysis

Hope premium

Definity Financial Corporation is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

On valuation, the picture is fair. The owner-earnings multiple stands at 24.6×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is stretched. The company scores 14/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
45
2026

All-time high

45

Jun 2026

All-time low

33

Mar 2026

Average rank

39

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
51
—
—
—
Price/Earnings
12
—
—
—
Price/Book
30
—
—
—
Dividend Yield
53
—
—
—
Value (overall)
20
—
—
—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →