Obermatt

Cheche Group

NAQ:CCG · KYG207071088
InsuranceSmall

360

31
Profit price18
Owner Earnings Yield1
Dividend Yield1
Price/Sales100
EV / Gross Profit80
Price/Book66
Returns on capital9
Profit margins14
Accruals74
Owner Earnings Margin13
Sales growth24
Profit growth1
Reinvestment70
Price momentum10
Debt load47
Debt serviceability88
Liquidity7
Analyst ratings77
Expectations trend50
Market mood35
Value Creation8/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Cheche Group clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryChina
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Employees9
ISINKYG207071088
Last UpdateApr 2, 2026
Themes
Data IntegrationMachine LearningArtificial IntelligenceCloud InfrastructureInsurtechSoftware DevelopmentProcess AutomationFinancial ServicesInformation TechnologyInsuranceInsurTech

Description

Cheche Group Inc., an insurance technology company, operates an independent technology-empowered platform primarily for auto insurance transaction services. The company conducts its business mainly through its subsidiaries, variable interest entity…

Analysis

Weak and unloved

Cheche Group Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

Valuation data is not available for this company.

Growth is solid; the safety picture is adequate. The company scores 8/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
17
2026

All-time high

17

Jun 2026

All-time low

1

Mar 2026

Average rank

9

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
100
Price/Earnings
87
Price/Book
66
Dividend Yield
1
Value (overall)
65

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →