Bank Ganesha

JKT:BGTG · ID1000137003

BanksSmall

360

Medium confidence — indicative

Value76

Profit price73

Cash yield1

Sales & asset price44

Price/Sales17

EV / Gross Profit57

Price/Book59

Quality74

Returns on capital60

Profit margins—

Cash backing62

Cash Conversion82

Accruals3

Owner Earnings Margin100

Growth34

Sales growth4

Profit growth33

Profit Growth39

Owner Earnings Growth27

Reinvestment17

Price momentum45

Safety61

Debt load66

Debt serviceability54

Liquidity54

Sentiment30

Analyst ratings—

Expectations trend—

Market mood27

Value Creation10/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

Bank Ganesha clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryHong Kong SAR China

IndustryBanks

SizeSmall

TypePublic Company

ExchangeIDX

Employees191

Websitebankganesha.co.id

ISINID1000137003

Last UpdateApr 2, 2026

Indices

IDX Composite (Indonesia)

Themes

Online PaymentsConsumer LendingBankingFinancial Services

Description

PT Bank Ganesha Tbk operates as a financial institution based in Indonesia. The company's deposits include demand deposits, time deposits, savings deposits, and deposits from other banks. The company serves its customer through various channels, incl…

Analysis

Hidden champion

PT Bank Ganesha Tbk is what we call a hidden champion: a strong business that the market is not pricing as one.

The price is attractive. You pay 9.6× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is tepid and the balance sheet is sturdy. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250

2026

All-time high

Mar 2026

All-time low

Jun 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →