Bank Aladin Syariah

JKT:BANK · ID1000159205

BanksSmall

360

Medium confidence — indicative

Value35

Profit price9

Cash yield1

Sales & asset price36

Price/Sales23

EV / Gross Profit22

Price/Book62

Quality42

Returns on capital37

Profit margins—

Cash backing37

Cash Conversion65

Accruals3

Owner Earnings Margin44

Growth42

Sales growth16

Profit growth63

Profit Growth27

Owner Earnings Growth98

Reinvestment4

Price momentum6

Safety81

Debt load29

Debt serviceability66

Liquidity16

Sentiment36

Analyst ratings12

Expectations trend50

Market mood95

Value Creation13/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

Bank Aladin Syariah clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryIndonesia

IndustryBanks

SizeSmall

TypePublic Company

ExchangeIDX

Employees295

Websitealadinbank.id

ISINID1000159205

Last UpdateApr 2, 2026

Indices

IDX Composite (Indonesia)

Themes

Consumer LendingMicro LendingBankingFinanceFinancial ExchangesFinancial Services

Description

PT Bank Aladin Syariah Tbk provides financial products and services in Indonesia. The company operates as a subsidiary of PT Aladin Global Ventures. The company provides Islamic banking solutions, including Islamic financing, deposit products, trade…

Analysis

Middle-of-the-road

PT Bank Aladin Syariah Tbk sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is expensive. The owner-earnings multiple stands at 25.7×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is sturdy. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250

2026

All-time high

Mar 2026

All-time low

Jun 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →