ICICI Lombard General Insurance clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.
ICICI Lombard General Insurance Company Limited carries what we call a hope premium: an average business trading at an ambitious price.
The price is expensive. You pay 30.4× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone. At today's price, the market is assuming roughly 12% yearly growth; analysts expect 14%. The price, in other words, assumes less than the experts do.
The trajectory is solid and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.
What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202333
28
2023202420252026
All-time high
33
Jan 2023
All-time low
28
Mar 2026
Average rank
29
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
25
41
41
29
Price/Earnings
15
5
5
10
Price/Book
14
12
7
13
Dividend Yield
57
33
32
32
Value (overall)
10
14
14
17
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.