HDFC Life Insurance Company Limited carries what we call a hope premium: an average business trading at an ambitious price.
The price is expensive. You pay 63.9× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone. At today's price, the market is assuming roughly 22% yearly growth; analysts expect 6%. The market is pricing in far more than analysts expect: heroic expectations.
The trajectory is solid and accelerating and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.
Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202347
44
2023202420252026
All-time high
48
Mar 2026
All-time low
16
May 2025
Average rank
28
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
83
77
68
53
Price/Earnings
4
7
3
3
Price/Book
8
3
1
3
Dividend Yield
53
20
20
19
Value (overall)
24
17
21
21
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.