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MetroCity Bankshares

NSQ:MCBS · US59165J1051
BanksX-Small

360

71
Profit price52
Cash yield87
Price/Sales13
EV / Gross Profit11
Price/Book6
Returns on capital88
Profit margins—
Cash Conversion25
Accruals93
Owner Earnings Margin96
Sales growth91
Profit Growth75
Owner Earnings Growth52
Reinvestment42
Price momentum34
Debt load42
Debt serviceability17
Liquidity78
Analyst ratings1
Opinion Changes50
Price Target Upside19
Market mood84
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

MetroCity Bankshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGS
Founded2014
Websitemetrocitybank.bank
ISINUS59165J1051
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)

Description

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides various commercial banking products and services. The company operates various full-service branch locations in multi-ethnic communities in Alabama, Ca…

Analysis

Quality compounder

MetroCity Bankshares, Inc. is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 12.8× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is sturdy. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
38
2023202420252026

All-time high

97

Jan 2023

All-time low

13

Jan 2025

Average rank

49

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
13
9
3
34
Price/Earnings
59
38
52
86
Price/Book
6
9
7
3
Dividend Yield
87
62
50
65
Value (overall)
40
21
10
47

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →