Obermatt

Flags

Financial distress

Cardlytics

NMQ:CDLX · US14161W1053
MediaSmall

360

12
Profit price63
Owner Earnings Yield1
Dividend Yield1
Price/Sales85
EV / Gross Profit66
Price/Book100
Return on Capital3
Cash Return on Capital1
EBIT Margin1
Gross Profitability62
Accruals91
Owner Earnings Margin4
Sales growth4
Profit growth7
Reinvestment10
Price momentum12
Debt load11
Refinancing93
Debt Payback1
Liquidity11
Analyst ratings10
Opinion Changes50
Price Target Upside87
Market mood10
Value Creation2/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Cardlytics doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryUSA
IndustryMedia
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded2008
Employees292
ISINUS14161W1053
Last UpdateApr 2, 2026
Themes
Ad ServerAd NetworkCloud Data ServicesPredictive AnalyticsAd TargetingCustomer AnalyticsMarketing AutomationData ProtectionAdvertisingBankingFinancial ServicesMobile

Description

Cardlytics, Inc. (Cardlytics) operates a commerce media platform designed to make commerce smarter and more rewarding for everyone. At the core of the company’s commerce media platform is the financial media network that it runs within its partners'…

Analysis

Middle-of-the-road

Cardlytics, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

Valuation data is not available for this company.

Growth is tepid; the safety picture is stretched. The company scores 2/20 on our value-creation score: not creating value.

Flags to be aware of: A large part of the company's book value is the price paid for past acquisitions. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
9
2023202420252026

All-time high

25

Jan 2024

All-time low

4

Jan 2025

Average rank

12

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
85
89
83
52
Price/Earnings
88
1
39
39
Price/Book
100
57
70
62
Dividend Yield
1
1
1
1
Value (overall)
87
61
73
55

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →