Obermatt

Bridgewater Bancshares

NAQ:BWB · US1086211034
BanksSmall

360

84
Profit price55
Cash yield1
Price/Sales42
EV / Gross Profit24
Price/Book57
Returns on capital32
Profit margins
Cash Conversion16
Accruals52
Owner Earnings Margin56
Sales growth82
Profit Growth32
Owner Earnings Growth64
Reinvestment63
Price momentum49
Debt load26
Debt serviceability90
Liquidity17
Analyst ratings79
Opinion Changes50
Price Target Upside82
Market mood1
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bridgewater Bancshares clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Founded2005
ISINUS1086211034
Last UpdateApr 2, 2026

Description

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides various banking products and services. The bank has two wholly owned subsidiaries: BWB Holdings, LLC, which was formed for the purpose of holding re…

Analysis

Middle-of-the-road

Bridgewater Bancshares, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 10.9× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
51
2023202420252026

All-time high

100

Oct 2025

All-time low

46

Mar 2026

Average rank

83

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
42
56
53
67
Price/Earnings
72
57
46
85
Price/Book
57
77
77
29
Dividend Yield
1
1
1
1
Value (overall)
37
45
35
57

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →