Obermatt

Kinsale Capital Group

NYQ:KNSL · US49714P1084
InsuranceMedium

360

64
EV / EBIT37
Price / Owner Earnings39
Owner Earnings Yield61
Dividend Yield39
Price/Sales15
EV / Gross Profit2
Price/Book8
Returns on capital93
Profit margins97
Cash Conversion88
Accruals22
Owner Earnings Margin96
Sales growth31
Profit Growth47
Long-Term EPS Growth96
Owner Earnings Growth52
Reinvestment97
Price momentum11
Debt load78
Debt serviceability27
Liquidity87
Analyst ratings5
Opinion Changes50
Price Target Upside54
Market mood100
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Kinsale Capital Group generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNYSE
Founded2014
Employees2
ISINUS49714P1084
Last UpdateApr 2, 2026
Themes
FinanceFinancial ServicesInsurance

Description

Kinsale Capital Group, Inc. (Kinsale) is a property and casualty insurance company. The company focuses exclusively on the excess and surplus lines ('E&S') market in the U.S., where the company can use its underwriting expertise to write coverages f…

Analysis

Beloved champion

Kinsale Capital Group, Inc. is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is attractive. You pay 14.8× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly 2% yearly growth; analysts expect 15%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is sturdy. The company scores 18/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
37
2023202420252026

All-time high

76

Jan 2025

All-time low

12

Mar 2026

Average rank

55

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
15
5
3
3
Price/Earnings
20
15
10
3
Price/Book
8
11
5
5
Dividend Yield
39
22
22
21
Value (overall)
6
3
4
1

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →