Obermatt

Smartgroup

ASX:SIQ · AU000000SIQ4
Professional ServicesSmall

360

70
EV / EBIT33
Price / Owner Earnings17
Owner Earnings Yield40
Dividend Yield93
Price/Sales19
EV / Gross Profit2
Price/Book13
Return on Capital96
Cash Return on Capital90
Return on Equity88
EBIT Margin98
Gross Profitability27
Cash Conversion24
Accruals33
Owner Earnings Margin96
Sales growth44
Profit Growth39
Long-Term EPS Growth66
Owner Earnings Growth43
Reinvestment4
Price momentum96
Debt load51
Refinancing44
Debt Payback66
Liquidity74
Analyst ratings44
Opinion Changes88
Price Target Upside6
Market mood61
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Smartgroup clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryAustralia
IndustryProfessional Services
SizeSmall
TypePublic Company
ExchangeASX
Founded2007
Employees484
ISINAU000000SIQ4
Last UpdateApr 2, 2026
Themes
HRTechFleet ManagementEmployee Benefits

Description

Smartgroup Corporation Ltd (Smartgroup) operates primarily in the field of outsourced administration, offering a comprehensive range of services that focus on salary packaging, novated leasing, and fleet management. Business Segments The company ha…

Analysis

Hope premium

Smartgroup Corporation Ltd carries what we call a hope premium: an average business trading at an ambitious price. One caution: reported profits have recently run ahead of actual cash, which we track closely.

The price is fair. You pay 23.2× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 8% yearly growth; analysts expect 7%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is sturdy. The company scores 12/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
81
2023202420252026

All-time high

89

Jan 2026

All-time low

17

Jan 2023

Average rank

65

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
19
22
13
24
Price/Earnings
50
76
55
89
Price/Book
13
24
18
47
Dividend Yield
93
94
96
90
Value (overall)
42
48
41
39

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →