Obermatt

Metro Bank

LSE:MTRO · GB00BMX3W479
BanksSmall

360

17
Profit price13
Cash yield1
Price/Sales89
Price/Book97
Returns on capital11
Profit margins
Cash Conversion1
Accruals22
Owner Earnings Margin4
Sales growth80
Profit Growth17
Owner Earnings Growth8
Reinvestment41
Price momentum59
Debt load88
Debt serviceability42
Liquidity93
Analyst ratings29
Opinion Changes50
Price Target Upside12
Market mood22
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Metro Bank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUK
IndustryBanks
SizeSmall
TypePublic Company
ExchangeLSE
Founded2022
Employees2,564
ISINGB00BMX3W479
Last UpdateApr 2, 2026

Description

Metro Bank Holdings PLC operates as a community bank that provides retail-banking services. Business Segments The company operates within a singular operational segment reflecting its streamlined structure. This single segment encompasses all the b…

Analysis

Weak and unloved

Metro Bank Holdings PLC is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is expensive. You pay 26.7× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone.

The trajectory is solid and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
64
2023202420252026

All-time high

64

Jun 2026

All-time low

15

Jan 2023

Average rank

40

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
89
93
97
95
Price/Earnings
58
10
95
Price/Book
97
82
100
97
Dividend Yield
1
1
1
1
Value (overall)
61
45
44
67

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →