Obermatt

OUTsurance Group Ltd

JNB:OUT · ZAE000314084
InsuranceMedium

360

91
EV / EBIT15
Price / Owner Earnings5
Owner Earnings Yield11
Dividend Yield71
Price/Sales43
EV / Gross Profit4
Price/Book1
Returns on capital96
Profit margins67
Cash Conversion44
Accruals82
Owner Earnings Margin47
Sales growth67
Profit Growth43
Long-Term EPS Growth98
Owner Earnings Growth46
Reinvestment85
Price momentum19
Debt load73
Debt serviceability59
Liquidity76
Analyst ratings64
Opinion Changes50
Price Target Upside71
Market mood85
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

OUTsurance Group Ltd generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountrySouth Africa
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeJSE
Employees2
Websitermih.co.za
ISINZAE000314084
Last UpdateApr 2, 2026

Description

OUTsurance Group Limited operates in the insurance sector, encompassing both short-term and long-term insurance offerings. The company is prominently involved in providing personal and commercial insurance solutions, along with life insurance product…

Analysis

Beloved champion

OUTsurance Group Limited sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is fair. The owner-earnings multiple stands at 24.0×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 9% a year, against analyst forecasts of 16%. The price, in other words, assumes less than the experts do.

Growth is solid; the safety picture is sturdy. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
63
2023202420252026

All-time high

99

Jan 2023

All-time low

63

Jun 2026

Average rank

75

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
43
20
59
56
Price/Earnings
10
11
20
95
Price/Book
1
7
14
60
Dividend Yield
71
48
53
48
Value (overall)
14
11
15
59

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →