Obermatt

NIB

ASX:NHF · AU000000NHF0
InsuranceMedium

360

92
EV / EBIT40
Price / Owner Earnings40
Owner Earnings Yield13
Dividend Yield81
Price/Sales86
EV / Gross Profit17
Price/Book11
Returns on capital91
Profit margins25
Cash Conversion42
Accruals11
Owner Earnings Margin35
Sales growth61
Profit Growth42
Long-Term EPS Growth73
Owner Earnings Growth54
Reinvestment54
Price momentum32
Debt load67
Debt serviceability56
Liquidity90
Analyst ratings37
Opinion Changes18
Price Target Upside69
Market mood76
Value Creation16/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

NIB generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryAustralia
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeASX
Founded2007
Employees990
Websitenib.com.au
ISINAU000000NHF0
Last UpdateApr 2, 2026

Description

nib holdings limited is a player in the health insurance and travel insurance sectors that offers a wide range of products and services designed to cater to the diverse needs of its customers. Primarily, the company focuses on providing private healt…

Analysis

Quality compounder

nib holdings limited is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is fair. You pay 19.3× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 6% yearly growth; analysts expect 11%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is sturdy. The company scores 16/20 on our value-creation score: strong value creator.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
68
2023202420252026

All-time high

82

May 2025

All-time low

55

Jan 2023

Average rank

77

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
86
87
78
82
Price/Earnings
41
62
44
32
Price/Book
11
20
21
23
Dividend Yield
81
58
69
56
Value (overall)
64
69
79
60

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →