Obermatt

BPER Banca

MIL:BPE · IT0000066123
BanksMedium

360

73
Medium confidence — indicative
Profit price46
Cash yield89
Price/Sales67
EV / Gross Profit37
Price/Book64
Returns on capital
Profit margins
Cash backing
Sales growth89
Profit Growth69
Long-Term EPS Growth23
Reinvestment73
Price momentum76
Debt load36
Debt serviceability6
Liquidity31
Analyst ratings45
Opinion Changes16
Price Target Upside55
Market mood100
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

BPER Banca generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryItaly
IndustryBanks
SizeMedium
TypePublic Company
ExchangeBIT
Employees6,921
Websitebper.it
ISINIT0000066123
Last UpdateApr 2, 2026
Themes
BankingFinanceFinancial ServicesPaymentsPersonal Finance

Description

BPER Banca SpA provides banking products and services for individuals, and businesses and professionals. The company is a prominent banking institution, providing a comprehensive range of financial services and products to meet the diverse needs of i…

Analysis

Middle-of-the-road

BPER Banca SpA is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

Valuation data is not available for this company.

The trajectory is solid and accelerating and the balance sheet is stretched. The company scores 20/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
65
2023202420252026

All-time high

100

Sep 2025

All-time low

32

Aug 2023

Average rank

81

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
67
82
95
95
Price/Earnings
75
87
97
93
Price/Book
64
76
86
87
Dividend Yield
89
88
96
96
Value (overall)
84
85
100
100

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →