Obermatt

Plumas

NAQ:PLBC · US7292731020
BanksX-Small

360

79
Profit price58
Cash yield53
Price/Sales42
EV / Gross Profit23
Price/Book18
Returns on capital63
Profit margins
Cash Conversion23
Accruals97
Owner Earnings Margin74
Sales growth69
Profit Growth21
Owner Earnings Growth50
Reinvestment33
Price momentum52
Debt load20
Debt serviceability49
Liquidity86
Analyst ratings78
Opinion Changes50
Price Target Upside43
Market mood51
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Plumas generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded2002
ISINUS7292731020
Last UpdateApr 2, 2026

Description

Plumas Bancorp operates as the bank holding company for Plumas Bank that provides various banking products and services. The bank primarily generates revenue from loans and investment securities in its portfolio, and to a lesser extent, service fees…

Analysis

Beloved champion

Plumas Bancorp sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.2×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
41
20232026

All-time high

85

Jan 2023

All-time low

41

Jun 2026

Average rank

64

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
42
24
Price/Earnings
70
66
Price/Book
18
4
Dividend Yield
53
19
Value (overall)
52
13

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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The companies this stock is ranked against.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →