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EVERTEC

NYQ:EVTC · PR30040P1032
IT ServicesLarge

360

36
Medium confidence — indicative
EV / EBIT58
Price / Owner Earnings67
Owner Earnings Yield42
Dividend Yield43
Price/Sales52
EV / Gross Profit33
Price/Book40
Returns on capital53
Profit margins64
Cash Conversion46
Accruals18
Owner Earnings Margin75
Sales growth68
Profit Growth55
Long-Term EPS Growth50
Owner Earnings Growth35
Reinvestment66
Price momentum7
Debt load11
Debt serviceability57
Liquidity42
Analyst ratings20
Opinion Changes50
Price Target Upside21
Market mood76
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

EVERTEC clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryPuerto Rico
IndustryIT Services
SizeLarge
TypePublic Company
ExchangeNYSE
Founded1989
Employees2,328
Websiteevertecinc.com
ISINPR30040P1032
Last UpdateApr 2, 2026
Index & Theme
FintechProcess AutomationAnti-FraudPayment Facilitator EnablersData IntegrationElectronic Money Institutions (EMIs)Software DevelopmentOnline PaymentsSmart CardsFinancial ServicesInformation TechnologyManagement Information SystemsService Industry

Description

EVERTEC, Inc. operates as a full-service transaction-processing business and financial technology provider in Latin America, Puerto Rico, and the Caribbean, offering a broad range of merchant acquiring, payment services, and business solutions. The…

Analysis

Middle-of-the-road

EVERTEC, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 8.1×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -6% a year, against analyst forecasts of 9%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is stretched. The company scores 12/20 on our value-creation score: creating some value.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
51
2023202420252026

All-time high

54

Jan 2024

All-time low

27

Jan 2023

Average rank

45

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
52
62
31
27
Price/Earnings
77
91
60
53
Price/Book
40
60
41
57
Dividend Yield
43
71
68
73
Value (overall)
62
87
57
69

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →