Obermatt

Guidewire

NYQ:GWRE · US40171V1008
SoftwareLarge

360

54
EV / EBIT19
Price / Owner Earnings11
Owner Earnings Yield43
Dividend Yield1
Price/Sales11
EV / Gross Profit36
Price/Book15
Return on Capital41
Cash Return on Capital53
Return on Equity52
EBIT Margin40
Gross Profitability57
Cash Conversion68
Accruals24
Owner Earnings Margin49
Sales growth84
Profit Growth64
Long-Term EPS Growth23
Owner Earnings Growth91
Reinvestment85
Price momentum24
Debt load49
Refinancing63
Debt Payback100
Liquidity60
Analyst ratings73
Opinion Changes50
Price Target Upside88
Market mood79
Value Creation16/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Guidewire generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustrySoftware
SizeLarge
TypePublic Company
ExchangeNYSE
Founded2001
Employees3,767
ISINUS40171V1008
Last UpdateApr 2, 2026
Themes
Cloud Data ServicesCloud InfrastructurePredictive AnalyticsArtificial IntelligenceProcess AutomationInsurtechCloud ManagementEnterprise SoftwareInsurTechSoftware

Description

Guidewire Software, Inc. and its subsidiaries (Guidewire) is the platform that property and casualty (‘P&C’) insurers rely on to engage with customers, innovate, and operate more efficiently. The company serves insurers of all sizes, ranging from gl…

Analysis

Middle-of-the-road

Guidewire Software, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is expensive. The owner-earnings multiple stands at 61.7×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 16/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
79
2023202420252026

All-time high

82

Apr 2024

All-time low

7

Jan 2023

Average rank

59

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
11
9
25
22
Price/Earnings
9
6
12
1
Price/Book
15
27
45
51
Dividend Yield
1
1
1
1
Value (overall)
4
1
16
31

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →