Obermatt

TriCo Bancshares

NSQ:TCBK · US8960951064
BanksSmall

360

45
Profit price56
Cash yield61
Price/Sales27
EV / Gross Profit47
Price/Book40
Returns on capital70
Profit margins
Cash Conversion41
Accruals76
Owner Earnings Margin66
Sales growth34
Profit Growth67
Owner Earnings Growth62
Reinvestment33
Price momentum42
Debt load50
Debt serviceability13
Liquidity74
Analyst ratings35
Opinion Changes50
Price Target Upside65
Market mood95
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

TriCo Bancshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1981
Websitetcbk.com
ISINUS8960951064
Last UpdateApr 2, 2026

Description

TriCo Bancshares (TriCo) operates as a bank holding company for Tri Counties Bank (the ‘bank’) that provides advanced online and mobile banking services. As a bank holding company, TriCo is subject to the supervision of the Board of Governors of the…

Analysis

Middle-of-the-road

TriCo Bancshares is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 12.5× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is tepid and the balance sheet is adequate. The company scores 17/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
41
2023202420252026

All-time high

82

Dec 2025

All-time low

20

Jan 2024

Average rank

43

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
27
37
31
66
Price/Earnings
21
26
34
38
Price/Book
40
39
27
48
Dividend Yield
61
56
35
37
Value (overall)
27
20
23
41

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →