Capitol Federal Financial, Inc. operates as the bank holding company for Capitol Federal Savings Bank that provides retail banking services.
The company attracts deposits primarily from the general public and from businesses, and invest those funds…
Analysis
Deep value
Capitol Federal Financial, Inc. looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.
On valuation, the picture is attractive. The owner-earnings multiple stands at 12.8×; owner earnings: the cash an owner could take out each year.
Growth is moderate; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 20239
78
2023202420252026
All-time high
79
Feb 2026
All-time low
9
Jan 2023
Average rank
45
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
25
22
13
9
Price/Earnings
37
39
27
11
Price/Book
73
82
80
49
Dividend Yield
99
93
88
79
Value (overall)
71
67
56
31
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.