Obermatt

Berner Kantonalbank

SWX:BEKN · CH0009691608
BanksSmall

360

14
Medium confidence — indicative
Profit price11
Cash yield1
Price/Sales50
EV / Gross Profit15
Price/Book50
Returns on capital13
Profit margins
Cash Conversion17
Accruals20
Owner Earnings Margin33
Sales growth55
Profit growth10
Reinvestment71
Price momentum91
Debt load73
Debt serviceability46
Liquidity51
Analyst ratings
Expectations trend
Market mood100
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Berner Kantonalbank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 1/5 components.

Profile

CountrySwitzerland
IndustryBanks
SizeSmall
TypePublic Company
ExchangeSWX
Employees765
Websitebekb.ch
ISINCH0009691608
Last UpdateApr 2, 2026
Themes
BankingFinanceFinancial Services

Description

Berner Kantonalbank AG provides a range of banking services to private and business customers in Switzerland. The company offers services, such as savings accounts, loans, mortgages, investment products, and insurance. Segments The company operates…

Analysis

Weak and unloved

Berner Kantonalbank AG scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 23.6×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is uncertain. The company scores 10/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
89
2023202420252026

All-time high

89

Jun 2026

All-time low

44

Jan 2025

Average rank

66

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
50
34
40
50
Price/Earnings
38
17
20
67
Price/Book
50
50
80
83
Dividend Yield
1
64
84
76
Value (overall)
34
46
73
76

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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The companies this stock is ranked against.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →