Obermatt

Raiffeisen Bank International

VIE:RBI · AT0000606306
BanksSmall

360

27
Profit price12
Cash yield35
Price/Sales86
EV / Gross Profit93
Price/Book84
Returns on capital11
Profit margins
Cash Conversion98
Accruals87
Owner Earnings Margin1
Sales growth10
Profit Growth63
Long-Term EPS Growth68
Reinvestment40
Price momentum100
Debt load68
Debt serviceability11
Liquidity91
Analyst ratings40
Opinion Changes20
Price Target Upside12
Market mood11
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Raiffeisen Bank International clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryAustria
IndustryBanks
SizeSmall
TypePublic Company
ExchangeWBAG
Employees3,327
ISINAT0000606306
Last UpdateApr 2, 2026
Themes
Consumer LendingDigital BrokerageAsset ManagementBankingFinanceFinancial ServicesLending

Description

Raiffeisen Bank International AG (RBI) operates as a banking institution in Austria and Central and Eastern Europe (CEE). The company offers a comprehensive range of financial services to its customers. RBI's network extends across many countries, wi…

Analysis

Weak and unloved

Raiffeisen Bank International AG scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 22.2×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 8% a year, against analyst forecasts of 10%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
39
2023202420252026

All-time high

82

Mar 2026

All-time low

39

Jun 2026

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
86
100
91
73
Price/Earnings
89
97
100
93
Price/Book
84
95
93
67
Dividend Yield
35
68
91
64
Value (overall)
82
100
100
98

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →