Obermatt

Nishi-Nippon Financial Holdings

TYO:7189 · JP3658850007
BanksSmall

360

66
Medium confidence — indicative
Profit price52
Cash yield83
Price/Sales59
EV / Gross Profit42
Price/Book72
Returns on capital8
Profit margins
Cash Conversion4
Accruals12
Owner Earnings Margin6
Sales growth60
Profit growth20
Reinvestment100
Price momentum80
Debt load12
Debt serviceability67
Liquidity42
Analyst ratings80
Opinion Changes50
Price Target Upside24
Market mood1
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Nishi-Nippon Financial Holdings generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryJapan
IndustryBanks
SizeSmall
TypePublic Company
ExchangeTSE
Founded2016
Websitennfh.co.jp
ISINJP3658850007
Last UpdateApr 2, 2026
Index & Theme
FintechOnline PaymentsConsumer LendingBankingFinanceFinancial ExchangesFinancial ServicesWealth Management

Description

Nishi-Nippon Financial Holdings, Inc. is a leading financial services provider in , recognized for its comprehensive array of banking and financial services Business Segments The company operates through multiple business segments, each designed to…

Analysis

Deep value

Nishi-Nippon Financial Holdings, Inc. lands in the deep-value zone: the price is very low, but so are the business fundamentals.

The price is expensive. You pay 52.9× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone.

The trajectory is solid and the balance sheet is uncertain. The company scores 20/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
67
2023202420252026

All-time high

92

Mar 2026

All-time low

67

Jun 2026

Average rank

81

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
59
100
92
94
Price/Earnings
68
88
86
100
Price/Book
72
97
88
96
Dividend Yield
83
26
30
48
Value (overall)
88
89
90
97

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Nishi-Nippon Financial Holdings with its peers
Kyushu Financial Group
TYO:7180
12
CountryJapan
IndustryBanks
SizeSmall
Full Stock Analysis →
The Gunma Bank
TYO:8334
42
CountryJapan
IndustryBanks
SizeSmall
Full Stock Analysis →
The Awa Bank
TYO:8388
13
CountryJapan
IndustryBanks
SizeSmall
Full Stock Analysis →
Kyoto Financial
TYO:5844
8
CountryJapan
IndustryBanks
SizeSmall
Full Stock Analysis →
Shizuoka Bank
TYO:5831
38
CountryJapan
IndustryBanks
SizeMedium
Full Stock Analysis →
Chugin Financial Group
TYO:5832
33
CountryJapan
IndustryBanks
SizeSmall
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →