Obermatt

Resona

TYO:8308 · JP3500610005
BanksMedium

360

6
Profit price9
Cash yield27
Price/Sales33
Price/Book18
Returns on capital65
Profit margins
Cash Conversion1
Accruals14
Owner Earnings Margin11
Sales growth67
Profit Growth10
Long-Term EPS Growth85
Reinvestment40
Price momentum61
Debt load92
Debt serviceability63
Liquidity84
Analyst ratings35
Opinion Changes50
Price Target Upside1
Market mood78
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Resona generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryJapan
IndustryBanks
SizeMedium
TypePublic Company
ExchangeTSE
Founded2001
Employees16
ISINJP3500610005
Last UpdateApr 2, 2026
Themes
Consumer LendingBankingFinancial Services

Description

Resona Holdings, Inc. operates as a comprehensive financial services group that provides a wide range of banking and related services. Its primary aim is to facilitate the financial needs of both individual and corporate clients by delivering tailore…

Analysis

Story stock

Resona Holdings, Inc. trades at an expensive price on a weak set of business metrics, a combination we flag as a story stock.

On valuation, the picture is fair. The owner-earnings multiple stands at 16.2×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 3% a year, against analyst forecasts of 26%. The price, in other words, assumes less than the experts do.

Growth is solid; the safety picture is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
54
2023202420252026

All-time high

95

Jan 2023

All-time low

37

Aug 2024

Average rank

68

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
33
55
61
79
Price/Earnings
11
34
51
75
Price/Book
18
49
55
67
Dividend Yield
27
4
6
26
Value (overall)
5
21
26
63

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →