Obermatt

Chiba Bank

TYO:8331 · JP3511800009
BanksMedium

360

24
Profit price16
Cash yield41
Price/Sales13
EV / Gross Profit67
Price/Book26
Returns on capital43
Profit margins
Cash Conversion1
Accruals9
Owner Earnings Margin29
Sales growth56
Profit Growth55
Long-Term EPS Growth70
Reinvestment54
Price momentum75
Debt load52
Debt serviceability49
Liquidity44
Analyst ratings52
Opinion Changes19
Price Target Upside20
Market mood34
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Chiba Bank generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryJapan
IndustryBanks
SizeMedium
TypePublic Company
ExchangeTSE
Founded1943
Employees7
ISINJP3511800009
Last UpdateApr 2, 2026
Themes
Clean EnergyFintechSoftware DevelopmentFarmingDigital BrokerageBankingFinanceFinancial ServicesPersonal Finance

Description

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services. The company has a branch network of domestic locations, mainly in Chiba Prefecture. In overseas, the company has branches in New York, Hong Kong, and Londo…

Analysis

Weak and unloved

The Chiba Bank, Ltd. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 17.0× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 4% yearly growth; analysts expect 23%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: Some accounting patterns deserve a closer look. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
19
2023202420252026

All-time high

92

Sep 2024

All-time low

16

Jan 2024

Average rank

51

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
13
37
39
49
Price/Earnings
28
45
42
57
Price/Book
26
54
46
62
Dividend Yield
41
11
33
28
Value (overall)
7
25
45
27

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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The companies this stock is ranked against.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →