Obermatt

Bank Pembangunan

JKT:BJBR · ID1000115702
BanksSmall

360

45
Profit price72
Cash yield1
Price/Sales95
EV / Gross Profit55
Price/Book89
Returns on capital18
Profit margins
Cash Conversion95
Accruals77
Owner Earnings Margin20
Sales growth42
Profit Growth29
Owner Earnings Growth12
Reinvestment61
Price momentum37
Debt load1
Debt serviceability72
Liquidity49
Analyst ratings53
Opinion Changes50
Price Target Upside36
Market mood49
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bank Pembangunan clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryIndonesia
IndustryBanks
SizeSmall
TypePublic Company
ExchangeIDX
Employees2,676
ISINID1000115702
Last UpdateApr 2, 2026
Themes
BankingFinancial Services

Description

PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, also known as Bank BJB, operates as a bank in Indonesia. The company provides various financial services. The company serves a wide array of customers, including individuals, businesses, and gover…

Analysis

Bargain bin

PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 6.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
27
2023202420252026

All-time high

84

Mar 2026

All-time low

16

Jan 2025

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
95
90
95
81
Price/Earnings
79
84
81
91
Price/Book
89
91
72
58
Dividend Yield
1
1
94
94
Value (overall)
70
71
97
93

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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The companies this stock is ranked against.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →