Obermatt

MONY Group

LSE:MONY · GB00B1ZBKY84
Interactive Media & ServicesSmall

360

91
EV / EBIT79
Price / Owner Earnings50
Owner Earnings Yield85
Dividend Yield95
Price/Sales36
EV / Gross Profit38
Price/Book28
Return on Capital89
Cash Return on Capital91
Return on Equity92
EBIT Margin77
Gross Profitability89
Cash Conversion23
Accruals52
Owner Earnings Margin80
Sales growth18
Profit Growth44
Long-Term EPS Growth35
Owner Earnings Growth60
Reinvestment49
Price momentum48
Debt load87
Refinancing55
Debt Payback39
Liquidity91
Analyst ratings62
Opinion Changes50
Price Target Upside29
Market mood45
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

MONY Group clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUK
IndustryInteractive Media & Services
SizeSmall
TypePublic Company
ExchangeLSE
Founded2007
Employees481
ISINGB00B1ZBKY84
Last UpdateApr 2, 2026
Themes
Online Analysis and ReferenceFintechInternet Services

Description

MONY Group plc provides consumers with various financial products and services. The company facilitates the comparison and purchase of a wide range of products, including insurance policies, credit cards, loans, mortgages, and utility services. By le…

Analysis

Quality compounder

MONY Group plc is a quality compounder: a well-run business trading at a price that reflects what it is worth. One caution: reported profits have recently run ahead of actual cash, which we track closely.

The price is attractive. You pay 10.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -3% yearly growth; analysts expect 7%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is sturdy. The company scores 12/20 on our value-creation score: creating some value.

What to watch: A large part of the company's book value is the price paid for past acquisitions. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
89
2023202420252026

All-time high

95

Jan 2023

All-time low

43

Dec 2024

Average rank

67

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
36
56
31
64
Price/Earnings
64
79
67
81
Price/Book
28
37
24
51
Dividend Yield
95
98
96
92
Value (overall)
62
76
85
79

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →