Obermatt

eHealth

NSQ:EHTH · US28238P1093
InsuranceMedium

360

56
Profit price30
Owner Earnings Yield27
Dividend Yield1
Price/Sales95
EV / Gross Profit97
Price/Book97
Returns on capital27
Profit margins65
Cash Conversion6
Accruals11
Owner Earnings Margin53
Sales growth4
Profit Growth4
Long-Term EPS Growth60
Owner Earnings Growth36
Reinvestment42
Price momentum9
Debt load81
Debt serviceability97
Liquidity25
Analyst ratings9
Opinion Changes50
Price Target Upside71
Market mood13
Value Creation6/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

eHealth doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNASDAQGS
Founded1997
Employees1,297
ISINUS28238P1093
Last UpdateApr 2, 2026
Themes
Process AutomationData IntegrationInsurtechFinanceHealth CareHealth InsuranceInsuranceInternet

Description

eHealth, Inc. (eHealth), together with its subsidiaries, operates as a private health insurance marketplace with a technology and service platform that provides consumer engagement, education, and health insurance enrollment solutions. The company's…

Analysis

Bargain bin

eHealth, Inc. is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.

On valuation, the picture is attractive. The owner-earnings multiple stands at 1.7×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is sturdy. The company scores 6/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
29
2023202420252026

All-time high

42

Mar 2026

All-time low

11

Jan 2023

Average rank

24

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
95
84
84
60
Price/Earnings
100
35
100
6
Price/Book
97
93
97
84
Dividend Yield
1
1
1
1
Value (overall)
94
51
62
51

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare eHealth with its peers
GoHealth
NAQ:GOCO
2
CountryUSA
IndustryInsurance
SizeMedium
Full Stock Analysis →
Unum Group
NYQ:UNM
33
CountryUSA
IndustryInsurance
SizeLarge
Full Stock Analysis →
Globe Life
NYQ:GL
96
CountryUSA
IndustryInsurance
SizeLarge
Full Stock Analysis →
Reinsurance Group of America
NYQ:RGA
83
CountryUSA
IndustryInsurance
SizeLarge
Full Stock Analysis →
Marsh & McLennan
NYQ:MRSH
29
CountryUSA
IndustryInsurance
SizeMedium
Full Stock Analysis →
iA Financial
TOR:IAG
18
CountryCanada
IndustryInsurance
SizeMedium
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →