Obermatt

Banque Cantonale Vaudoise

SWX:BCVN · CH0531751755
BanksSmall

360

19
Profit price3
Cash yield91
Price/Sales1
EV / Gross Profit7
Price/Book1
Returns on capital9
Profit margins
Cash Conversion19
Accruals23
Owner Earnings Margin79
Sales growth26
Profit growth28
Reinvestment81
Price momentum55
Debt load82
Debt serviceability1
Liquidity26
Analyst ratings60
Expectations trend50
Market mood64
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Banque Cantonale Vaudoise clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 1/5 components.

Profile

CountrySwitzerland
IndustryBanks
SizeSmall
TypePublic Company
ExchangeSWX
Founded2012
Employees1,671
Websitebcv.ch
ISINCH0531751755
Last UpdateApr 2, 2026
Themes
Digital BrokeragePublishing

Description

Banque Cantonale Vaudoise (BCV) provides various banking and financial services. The company offers current accounts, savings accounts, credit cards, and home loans. It also offers a full range of banking products, such as investments, financial pla…

Analysis

Hope premium

Banque Cantonale Vaudoise is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

On valuation, the picture is fair. The owner-earnings multiple stands at 23.5×; owner earnings: the cash an owner could take out each year.

Growth is weak; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
45
2023202420252026

All-time high

67

Jan 2024

All-time low

1

Mar 2026

Average rank

15

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
1
1
1
1
Price/Earnings
1
1
1
17
Price/Book
1
1
1
17
Dividend Yield
91
100
81
76
Value (overall)
12
19
10
26

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →