Obermatt

Equifax

NYQ:EFX · US2944291051
Professional ServicesX-Large

360

31
EV / EBIT17
Price / Owner Earnings38
Owner Earnings Yield29
Dividend Yield74
Price/Sales20
EV / Gross Profit36
Price/Book22
Return on Capital27
Cash Return on Capital31
Return on Equity34
EBIT Margin73
Gross Profitability53
Cash Conversion94
Accruals73
Owner Earnings Margin69
Sales growth86
Profit Growth91
Long-Term EPS Growth82
Owner Earnings Growth53
Reinvestment27
Price momentum20
Debt load36
Refinancing29
Debt Payback23
Liquidity48
Analyst ratings64
Opinion Changes48
Price Target Upside70
Market mood12
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Equifax clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUSA
IndustryProfessional Services
SizeX-Large
TypePublic Company
ExchangeNYSE
Founded1913
Employees10,860
ISINUS2944291051
Last UpdateApr 2, 2026
Themes
HRTechAnti-FraudIdentity and Access ManagementAuthenticationPredictive AnalyticsData IntegrationIdentity Theft PreventionRegTechBankingConsultingFinance

Description

Equifax Inc. (Equifax) operates as a global data, analytics and technology company. The company provides information solutions for businesses, governments, and consumers, and provides human resources business process automation and outsourcing servi…

Analysis

Hope premium

Equifax Inc. carries what we call a hope premium: an average business trading at an ambitious price.

The price is fair. You pay 20.2× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 6% yearly growth; analysts expect 14%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is stretched. The company scores 12/20 on our value-creation score: creating some value.

What to watch: The financial cushion is thinner than comfortable. A large part of the company's book value is the price paid for past acquisitions. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
9
2023202420252026

All-time high

63

Jan 2023

All-time low

9

Jun 2026

Average rank

38

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
20
43
35
40
Price/Earnings
19
37
44
55
Price/Book
22
47
44
49
Dividend Yield
74
86
86
89
Value (overall)
20
62
72
81

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →