Obermatt

Eurobank

ATH:EUROB · GRS829003003
BanksMedium

360

92
Profit price57
Cash yield43
Price/Sales59
EV / Gross Profit63
Price/Book71
Returns on capital73
Profit margins
Cash Conversion53
Accruals20
Owner Earnings Margin73
Sales growth79
Profit Growth61
Long-Term EPS Growth55
Owner Earnings Growth28
Reinvestment69
Price momentum60
Debt load66
Debt serviceability67
Liquidity28
Analyst ratings87
Opinion Changes94
Price Target Upside76
Market mood100
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Eurobank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryGreece
IndustryBanks
SizeMedium
TypePublic Company
ExchangeATSE
ISINGRS829003003
Last UpdateApr 2, 2026
Themes
Digital Brokerage

Description

Eurobank S.A., together with its subsidiaries, primarily engaged in providing a diverse range of banking and financial products. The company offers services that include retail banking, corporate banking, asset management, and investment properties.…

Analysis

Quality compounder

Eurobank S.A. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -1% a year, against analyst forecasts of 9%. The price, in other words, assumes less than the experts do.

Growth is solid and accelerating; the safety picture is stretched. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
98
2023202420252026

All-time high

100

Dec 2025

All-time low

41

Jan 2023

Average rank

90

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
59
58
53
65
Price/Earnings
86
86
70
90
Price/Book
71
55
56
72
Dividend Yield
43
51
81
27
Value (overall)
74
77
81
48

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →