Obermatt

Zurich Insurance Group

VTX:ZURN · CH0011075394
InsuranceLarge

360

36
EV / EBIT27
Price / Owner Earnings38
Owner Earnings Yield1
Dividend Yield67
Price/Sales40
EV / Gross Profit33
Price/Book19
Returns on capital66
Profit margins22
Cash Conversion23
Accruals65
Owner Earnings Margin22
Sales growth71
Profit Growth93
Long-Term EPS Growth41
Owner Earnings Growth56
Reinvestment26
Price momentum26
Debt load46
Debt serviceability54
Liquidity79
Analyst ratings20
Opinion Changes50
Price Target Upside40
Market mood55
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Zurich Insurance Group generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountrySwitzerland
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeSWX
Founded2000
Employees31,661
Websitezurich.com
ISINCH0011075394
Last UpdateApr 2, 2026
Themes
Financial ServicesInsuranceProductivity Tools

Description

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in North America, Latin America, Europe, the Middle East, Africa, and the Asia-Pacific. Business Segments The company operates through Globa…

Analysis

Middle-of-the-road

Zurich Insurance Group AG sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 15.3×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 3% a year, against analyst forecasts of 4%. The price, in other words, assumes less than the experts do.

Growth is solid; the safety picture is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
22
2023202420252026

All-time high

31

Feb 2026

All-time low

21

Jan 2023

Average rank

27

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
40
22
24
37
Price/Earnings
20
21
19
25
Price/Book
19
11
9
22
Dividend Yield
67
60
61
54
Value (overall)
27
28
21
15

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →