Obermatt

Unipol

MIL:UNI · IT0004810054
InsuranceLarge

360

69
Medium confidence — indicative
EV / EBIT46
Price / Owner Earnings72
Cash yield69
Price/Sales77
EV / Gross Profit14
Price/Book77
Returns on capital
Profit margins57

Cash truth not applicable for financial companies.

Sales growth26
Profit Growth67
Long-Term EPS Growth10
Reinvestment14
Price momentum67
Debt load52
Debt serviceability44
Liquidity57
Analyst ratings78
Opinion Changes50
Price Target Upside45
Market mood55
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Unipol generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryItaly
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeBIT
Employees1,863
Websiteunipol.it
ISINIT0004810054
Last UpdateApr 2, 2026
Themes
BankingInsurance

Description

Unipol Assicurazioni S.p.A. operates primarily in the insurance sector focusing on providing life and non-life insurance solutions. Business Segments The company is organized into three principal business segments, each tailored to operate distinct…

Analysis

Middle-of-the-road

Unipol Assicurazioni S.p.A. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

Valuation data is not available for this company.

The trajectory is moderate and the balance sheet is uncertain. The company scores 17/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
42
2023202420252026

All-time high

93

Jan 2023

All-time low

42

Mar 2026

Average rank

84

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
77
81
95
95
Price/Earnings
71
77
97
97
Price/Book
77
84
91
95
Dividend Yield
69
65
57
80
Value (overall)
79
85
93
100

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →